BCG Securities - Products/Service > Banking Solutions

Universal Life Insurance is a form of permanent life insurance. It can provide affordable guaranteed protection and flexibility. A Universal Life insurance policy provides flexibility that allows you to change, within limits, the death benefit and the timing and amount of your premium. You can build your policy's cash value, or pay a lower premium and focus more on guaranteed protection.

The advantages of Universal Life insurance:

  • Protection that can last a lifetime
  • The flexibility to choose between two policy designs:
    • Protection plus cash accumulation, or
    • Focus on affordable guaranteed protection
  • An option for a lifetime of guaranteed monthly income for your beneficiary